About Us
How We Help You
As we already have an extensive network of lenders that we introduce borrowers to, we know the market very well.
The market is constantly changing, lenders change who they like to lend to, minimum criteria, sectors and facility amounts.
Without knowledge of the market it can be difficult to know who to approach.
Let us spend the time on sourcing your commercial finance, your time is more valuable being used on your business.
Our Mission
No 2 Yes Finance was created to help borrowers find a yes where they have received a no. Now it could be that you’ve approached a bank and received a slow no? Our job is to find a lender that says yes to you at your current stage, should the need be urgent.
Received a no from an alternative lender? We can refer you to services that could help improve your situation so that we can try again for that yes.
Sometimes you’re just approaching the wrong lender that doesn’t deal with your sector, facility or even amount you want, our panel of lenders cover every facility and we know who you need to make an application with.
Unfortunately we cannot turn every no into a yes but we certainly try, and if we can’t our trusted partners will certainly help you on your way to a yes.
We don’t offer financial advice, we are a brokerage platform that can help companies at any stage of their cycle. Our job is to execute finance facility applications direct with lenders or to refer you to professionals that can aid you with your current needs.
For a number of you this is your first time in the market and we hope to find you a yes as quickly, affordably and efficiently as we can!
We look forward to helping you on your journey to a yes!
What We Need From You
First and foremost we need accurate information and up to date financials. Our minimum requirement is below
- Completed and signed application form (GDPR purposes)
- Last filed accounts (including P/L)
- Downloaded bank statements (not scanned) or willing to connect to open banking.
Depending on how much you need or facility required, we will need a bit more information.
- Last 4 quarters of VAT returns.
- Management information since you last filed to date (to include balance sheet and P/L)
- Aged debtors/creditors list.
Again, depending on the amount required and the facility will dictate what financials we need.
Our Process
1. Free telephone consultation about your requirement and company
We offer a free telephone consultation so we can learn more about your business and requirements to ensure we can help you find the best finance option to suit your needs.
2. Submit company/director details and financials as requested
In order to help you get the finance you need, we'll ask you for your financials and your company / director details. Complete this using our online application form, which can be filled out in a matter of minutes.
3. Application sent to carefully selected lender(s)
Once we receive your application form, we'll send it off to our carefully selected lenders so that they can review your application.
4. Approvals from 1 hour depending on facility and amount
Depending on the facility amount, your application could be approved in as little as 1 hour.
Apply Online in 5 minutes
Our finance facilities are designed with all businesses in mind, so we'll just need some details about your company and financials to make a decision.
GET APPROVED IN 1 + HOURS
If you’re approved for one of our business loans, drawdown can be as quick as the same day.
BORROW FROM 1 DAY TO 5 YEARS
Your repayment schedule will depend on your circumstance, some lenders allow early repayment without penalty (check your contract).
Get Started Today
If you need funding to grow your business, our finance partners can provide a fast and affordable solution to help support your goals.
How We Help
Let us spend the time on sourcing your commercial finance, your time is more valuable being used on your business.