Secured Loan
Secured Loan
A secured loan or secured debt is when the borrower has committed to give the lender lien over certain assets, such as a real estate property or a car, if the client fails to make payments.
The lender has the right to seize control of the asset and sell it to recoup the money left outstanding.
This can help reduce the interest rate payable on loans as the lender mitigates their risk through the provided security. Lenders quite often ask for some form of security if profit margins are tight, or if the business is showing a pattern of going into a slight decline.
Giving the lender peace of mind and potentially making the funds cheaper for the client.
Limited Companies & Sole Traders
Start-Ups & Established SME's
Loan Size: £25,000 - £20,000,000
Loan Term: (TBC)
Typical LTV is up to 75% on residential property and up to 65% on commercial property.
Our Process
1. Free telephone consultation about your requirement and company
We offer a free telephone consultation so we can learn more about your business and requirements to ensure we can help you find the best finance option to suit your needs.
2. Submit company/director details and financials as requested
In order to help you get the finance you need, we'll ask you for your financials and your company / director details. Complete this using our online application form, which can be filled out in a matter of minutes.
3. Application sent to carefully selected lender(s)
Once we receive your application form, we'll send it off to our carefully selected lenders so that they can review your application.
4. Approvals from 1 hour depending on facility and amount
Depending on the facility amount, your application could be approved in as little as 1 hour.
Apply Online in 5 minutes
Our finance facilities are designed with all businesses in mind, so we'll just need some details about your company and financials to make a decision.
GET APPROVED IN 1 + HOURS
If you’re approved for one of our business loans, drawdown can be as quick as the same day.
BORROW FROM 1 DAY TO 5 YEARS
Your repayment schedule will depend on your circumstance, some lenders allow early repayment without penalty (check your contract).
Get Started Today
If you need funding to grow your business, our finance partners can provide a fast and affordable solution to help support your goals.
How We Help
Let us spend the time on sourcing your commercial finance, your time is more valuable being used on your business.